99Pay MCP vs XP MCP

In-depth architectural comparison of the 99Pay MCP and XP MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose 99Pay MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore 99Pay MCP Details

Choose XP MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore XP MCP Details

Feature & Specification Comparison

Specification	99Pay MCP Finance & Fintech	XP MCP Finance & Fintech
Summary	Connect your 99Pay account to AI via Brazil's Open Finance: balances, statements, cards, investments	Connect your XP account to AI via Brazil's Open Finance: balances, statements, cards, investments. R
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "99pay-mcp": {
      "url": "https://claude.ai/customize/connectors?modal=add-custom-connector&mcpName=99Pay%20MCP&mcpServerUrl=https%3A%2F%2Fapi.mcp.ai%2Fp_99pay"
    }
  }
}

{
  "mcpServers": {
    "xp-mcp": {
      "url": "https://claude.ai/customize/connectors?modal=add-custom-connector&mcpName=XP%20MCP&mcpServerUrl=https%3A%2F%2Fapi.mcp.ai%2Fp_xp"
    }
  }
}

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