1inch MCP vs Payer API Directory

In-depth architectural comparison of the 1inch MCP and Payer API Directory MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose 1inch MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore 1inch MCP Details

P

Choose Payer API Directory when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Payer API Directory Details

Feature & Specification Comparison

Specification	1inch MCP Finance & Fintech	P Payer API Directory Finance & Fintech
Summary	Doc search, intent & cross-chain swaps, limit orders, portfolio, spot prices, gas & all APIs.	Directory of US clearinghouse/payer APIs (Availity, Optum, Waystar) with pricing & access signals.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "1inch-mcp": {
      "url": "https://api.1inch.com/mcp/protocol"
    }
  }
}

{
  "mcpServers": {
    "payer-api-directory": {
      "command": "npx",
      "args": [
        "-y",
        "payer-api-directory"
      ]
    }
  }
}

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