A side-by-side look at the Hledger MCP and Xpex Plugin Factory MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Hledger MCP for finance & fintech work as a local process; choose Xpex Plugin Factory for finance & fintech. You can also run both side by side in one mcpServers block.
HLEDGER_READ_ONLY, HLEDGER_SKIP_BACKUP, HLEDGER_EXECUTABLE_PATH, HLEDGER_WEB_EXECUTABLE_PATH.txt, csv, json.xpex_factory_get_agent_kit_offer, xpex_factory_list_offers, xpex_factory_get_schema.Rows where the two servers differ are marked.
| Spec | X Xpex Plugin Factory | |
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 59/100 · Good | 53/100 · Good |
| Install command | Confirmed | Not confirmed yet |
| Transport | Local subprocess (stdio) | — |
| Auth | No auth required | No auth required |
| Pricing | Free | Not declared |
| Required env vars | HLEDGER_READ_ONLYHLEDGER_SKIP_BACKUPHLEDGER_EXECUTABLE_PATHHLEDGER_WEB_EXECUTABLE_PATH | None listed |
| Verified owner | Community listing | Community listing |
| GitHub stars | 65 | 0 |
| Directory activity | 8 views 0 installs 0 upvotes | 0 views 0 installs 0 upvotes |
| Tools | 4 | 6 |
| Full listing | View Hledger MCP | View Xpex Plugin Factory |
txtcsvjsonhtmlxpex_factory_get_agent_kit_offerReturn the live x402 Agent Kit terms, OpenAPI URL, and example input. Discovery only: does not authorize payment or generate a kit.xpex_factory_list_offersReturn the current fixed-price XPeX Plugin Factory service offers and Stripe-hosted checkout URLs. Read-only; does not create a checkout or claim payment.xpex_factory_get_schemaReturn the factory blueprint contract summary and generation endpoints. Read-only.xpex_factory_validate_blueprintValidate a plugin blueprint and run XPeX security policy checks without generating or publishing anything.xpex_factory_preview_pluginCompile a valid blueprint into text artifacts for review without publishing or mutating external systems.xpex_factory_compile_pluginCompile a valid blueprint into a deterministic ZIP returned as base64. It does not publish the plugin or change external state.Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
{
"mcpServers": {
"-iiatlas-hledger-mcp": {
"command": "npx",
"args": [
"-y",
"@iiatlas/hledger-mcp"
],
"env": {
"HLEDGER_READ_ONLY": "YOUR_HLEDGER_READ_ONLY_HERE",
"HLEDGER_SKIP_BACKUP": "YOUR_HLEDGER_SKIP_BACKUP_HERE",
"HLEDGER_EXECUTABLE_PATH": "YOUR_HLEDGER_EXECUTABLE_PATH_HERE",
"HLEDGER_WEB_EXECUTABLE_PATH": "YOUR_HLEDGER_WEB_EXECUTABLE_PATH_HERE"
}
}
}
}
No confirmed install command for Xpex Plugin Factory yet — follow the setup steps linked from its listing page rather than a guessed package name.