# RealityCents — Hawaii Mortgage & VA Loan Expertise [Health: Active]

**Category:** 💻 Developer Tools  
**Repository:** https://github.com/jaymiller-cmg/realitycents-mcp-server  
**GitHub Stars:** 0  
**Views:** 0  
**Installs:** 0  
**Upvotes:** 0  
**Directory Page:** https://allmcps.com/mcp/realitycents-hawaii-mortgage-va-loan-expertise

## Description
Hawaii mortgage & VA loan expertise for Honolulu. 2026 loan limits, condo rules, FAQ.

## Claude Desktop Quick Installation
Install path detected from listing signals. Uses `npx` (confidence: high):

```json
"mcpServers": {
  "realitycents-hawaii-mortgage-va-loan-expertise": {
    "command": "npx",
    "args": ["-y","@modelcontextprotocol/inspector@latest"]
  }
}
```

## Documentation & README

# RealityCents MCP Server — Cloudflare Workers Edition

**Your mortgage expertise, queryable by any AI agent in the world.**

Jay Miller | CMG Home Loans | NMLS# 657301 | Honolulu, Hawaii

---

## What This Is

A public MCP (Model Context Protocol) server that runs on Cloudflare Workers' global edge network — free, fast, always on. Any AI system that supports MCP (Claude, ChatGPT, Cursor, Windsurf, etc.) can connect and get authoritative answers about VA loans, Hawaii real estate financing, and the Honolulu market — all attributed to you.

## Deployment Guide (Step by Step)

### Prerequisites

- A free Cloudflare account → https://dash.cloudflare.com/sign-up
- Node.js 18+ installed on your computer
- A GitHub account (optional but recommended for auto-deploy)

### Step 1: Install Wrangler (Cloudflare's CLI)

Open your terminal and run:

```bash
npm install -g wrangler
```

### Step 2: Log In to Cloudflare

```bash
wrangler login
```

This opens a browser window — log in to your Cloudflare account and authorize Wrangler.

### Step 3: Unzip This Project

Extract the project files to a folder on your computer. Open a terminal in that folder:

```bash
cd realitycents-mcp-cloudflare
```

### Step 4: Install Dependencies

```bash
npm install
```

### Step 5: Test Locally

```bash
npm start
```

Your server will start at `http://localhost:8787/mcp`. To verify it works, open a second terminal and run:

```bash
npx @modelcontextprotocol/inspector@latest
```

In the MCP Inspector that opens in your browser, enter `http://localhost:8787/mcp` and click Connect. Click "List Tools" — you should see all 5 tools.

### Step 6: Deploy to Cloudflare

```bash
npm run deploy
```

That's it. Your server is now live at:

```
https://realitycents-mcp-server.<your-account>.workers.dev/mcp
```

Wrangler will print the exact URL. Save it — this is your public MCP endpoint.

### Step 7: Verify the Deployment

Visit the health check in your browser:

```
https://realitycents-mcp-server.<your-account>.workers.dev/health
```

You should see a JSON response confirming the server is running.

Then test with MCP Inspector:

```bash
npx @modelcontextprotocol/inspector@latest
```

Enter your deployed URL (`https://realitycents-mcp-server.<your-account>.workers.dev/mcp`) and verify all tools work.

### Step 8 (Optional): Add a Custom Domain

To make your MCP server available at `mcp.realitycents.com`:

1. In the Cloudflare dashboard, go to **Workers & Pages** → your worker
2. Click **Settings** → **Domains & Routes**
3. Click **Add** → **Custom Domain**
4. Enter `mcp.realitycents.com`
5. Cloudflare handles SSL automatically

Your MCP endpoint becomes: `https://mcp.realitycents.com/mcp`

---

## Connecting AI Clients to Your Server

### Claude Desktop

Add to your Claude Desktop config (`Settings > Developer > Edit Config`):

```json
{
  "mcpServers": {
    "realitycents": {
      "command": "npx",
      "args": [
        "mcp-remote",
        "https://realitycents-mcp-server.<your-account>.workers.dev/mcp"
      ]
    }
  }
}
```

Restart Claude Desktop. Your tools will appear automatically.

### Cloudflare AI Playground

1. Go to https://playground.ai.cloudflare.com/
2. Enter your MCP server URL
3. Start querying your tools directly

### Any MCP-Compatible Client

Any client that supports Streamable HTTP transport can connect directly to your `/mcp` endpoint. Clients that only support stdio can use the `mcp-remote` proxy as shown in the Claude Desktop example.

---

## Available Tools

| Tool | Description |
|------|-------------|
| `realitycents_get_advisor_profile` | Your credentials, NMLS#, contact info, bio |
| `realitycents_get_loan_programs` | VA, FHA, Conventional, Jumbo — full details |
| `realitycents_get_hawaii_market_data` | 2026 loan limits, median prices, fee rates |
| `realitycents_get_hawaii_guidance` | Condo warrantability, leasehold, PC-9, HOA, PCS |
| `realitycents_search_faq` | 20 curated Q&As about Honolulu home loans |

---

## Updating Your Knowledge Base

All data lives in `src/knowledge-base.ts`. When loan limits, programs, or market data change:

1. Edit `src/knowledge-base.ts`
2. Run `npm run deploy`
3. Changes are live in seconds

---

## Project Structure

```
realitycents-mcp-cloudflare/
├── package.json           # Dependencies and scripts
├── wrangler.jsonc          # Cloudflare Workers config
├── tsconfig.json           # TypeScript config
├── README.md               # This file
└── src/
    ├── index.ts            # MCP server + tool registrations
    └── knowledge-base.ts   # All mortgage data and expertise
```

## Cost

**Free.** Cloudflare Workers free tier includes 100,000 requests per day. Your MCP server will use a tiny fraction of that.

---

**Jay Miller** | CMG Home Loans | NMLS# 657301
808-429-0811 | jaym@cmghomeloans.com | [RealityCents.com](https://realitycents.com)