# Necton MCP [Health: Active]

**Category:** 💰 Finance & Fintech  
**Repository:** https://github.com/mcp-dir/necton-mcp  
**GitHub Stars:** 0  
**Views:** 0  
**Installs:** 0  
**Upvotes:** 0  
**Directory Page:** https://allmcps.com/mcp/necton-mcp

## Description
Connect your Necton account to AI via Brazil's Open Finance: balances, statements, cards, investment

## Claude Desktop Quick Installation
Remote MCP endpoint (confidence: high). Install path detected from listing signals. Add as a URL/SSE server in your client:

```json
"mcpServers": {
  "necton-mcp": {
    "url": "https://claude.ai/customize/connectors?modal=add-custom-connector&mcpName=Necton%20MCP&mcpServerUrl=https%3A%2F%2Fapi.mcp.ai%2Fp_necton"
  }
}
```

## Documentation & README

# Necton MCP

### Necton no Claude, ChatGPT e agentes de IA via Open Finance

Conecte sua conta do **Necton** ao Claude, ChatGPT e agentes de IA via Open Finance Brasil. Pergunte sobre saldos, extratos, faturas de cartão e investimentos do Necton em linguagem natural. Regulado pelo Banco Central, somente leitura.

- 🏦 **Necton via Open Finance Brasil**, regulado pelo Banco Central
- 💳 **Saldos, extratos, faturas de cartão, investimentos e empréstimos**
- 🔒 **Somente leitura** — a IA não movimenta dinheiro
- 🔑 **Login por magic-link**, consentimento explícito e revogável (LGPD)
- 💬 **Funciona com qualquer cliente MCP**: Claude Desktop, Cursor, VS Code, Cline, Continue

[English version](https://github.com/mcp-dir/necton-mcp/blob/HEAD/README.en.md) · [Documentação completa](https://github.com/mcp-dir/necton-mcp/blob/HEAD/docs/) · [Skill pra agentes](https://github.com/mcp-dir/necton-mcp/blob/HEAD/skills/)

---

## Instalar em 1 clique

### Claude (Web e Desktop)

A Anthropic unificou a instalação de MCPs em `claude.ai/customize/connectors`. **O mesmo link serve pra Claude Web e Claude Desktop** (basta estar logado):

[➕ Abrir no Claude e conectar](https://claude.ai/customize/connectors?modal=add-custom-connector&mcpName=Necton%20MCP&mcpServerUrl=https%3A%2F%2Fapi.mcp.ai%2Fp_necton)

**Manual** (se o deeplink não abrir): [claude.ai/customize/connectors](https://claude.ai/customize/connectors) → **+** → **Adicionar conector personalizado** → cole **Nome** `Necton MCP` e **URL** `https://api.mcp.ai/p_necton`.

### Cursor

[➕ Instalar Necton MCP no Cursor](https://github.com/mcp-dir/necton-mcp/blob/HEAD/cursor://anysphere.cursor-deeplink/mcp/install?name=necton&config=eyJ1cmwiOiJodHRwczovL2FwaS5tY3AuYWkvcF9uZWN0b24ifQ==)

### VS Code (Copilot Chat)

[➕ Instalar Necton MCP no VS Code](https://github.com/mcp-dir/necton-mcp/blob/HEAD/vscode:mcp/install?name=necton&config=%7B%22type%22%3A%22http%22%2C%22url%22%3A%22https%3A%2F%2Fapi.mcp.ai%2Fp_necton%22%7D)

### ChatGPT, Manus, OpenClaw e mais 40+ clientes

Funciona em qualquer cliente MCP que suporte **MCP over HTTP**. A URL do servidor é sempre:

```
https://api.mcp.ai/p_necton
```

Detalhes por cliente: [INSTALL.md](https://github.com/mcp-dir/necton-mcp/blob/HEAD/INSTALL.md).

---

## Exemplos de uso

```
Quanto gastei no cartão do Necton esse mês?
Resuma minha fatura do Necton em aberto
Qual meu saldo na conta do Necton?
Como está minha carteira de investimentos no Necton?
```

---

## 18 ferramentas disponíveis

| Tool | Descrição |
|---|---|
| `openfinance_search_bank_connectors` | Searches the available bank connectors by name (pass keywords[], e.g. |
| `openfinance_list_connections` | Returns the saved bank connections for this install: connector_id, item_id, bank name, and an add_connection_url to link additional banks via the Open Finance widget. |
| `openfinance_get_item_status` | Returns the current status of a bank connection (UPDATED, UPDATING, LOGIN_ERROR, etc.), its executionStatus, and connector metadata. |
| `openfinance_provider_status` | Checks the LIVE operational status of the Open Finance provider (its public status page) — this is the PROVIDER's health, separate from your own connection's `openfinance_get_item_status`. |
| `openfinance_list_accounts` | Returns accounts for a bank connection: BANK (checking/savings) and CREDIT (credit card) with balance, number, type, subtype, bankData, and creditData. |
| `openfinance_list_transactions` | Returns transactions for a bank account (BANK or CREDIT type). |
| `openfinance_list_transactions_by_item` | Consolidated cash-flow analysis for a whole bank CONNECTION over a period, in ONE call. |
| `openfinance_list_credit_card_bills` | Returns CLOSED credit card bills for a CREDIT-type account: dueDate, totalAmount, minimumPaymentAmount, allowsInstallments, plus `payments[]` (id, paymentDate, amount, valueType, paymentMode), `payments_count`, `payme… |
| `openfinance_list_investments` | Returns the investment portfolio for a connection (broker or bank with INVESTMENTS product enabled): FIIs, stocks, ETFs, fixed income (CDB/LCI/LCA/Tesouro), mutual funds, retirement (previdência) and COE. |
| `openfinance_list_investment_transactions` | Returns the movement history for a specific investment position: BUY / SELL / TAX / INTEREST / AMORTIZATION / TRANSFER. |
| `openfinance_list_loans` | Lists loan contracts per bank connection (GET /loans). |
| `openfinance_force_sync` | Forces the bank to re-sync one or more connections NOW and WAITS for it to finish (PATCH /items/:id, then polls until the item stops updating, up to ~60s). |
| `openfinance_get_account_balance` | Returns real-time balance payload per account id (GET /accounts/:id/balance). |
| `openfinance_get_accounts_detail` | Returns full account objects including extended creditData (additional cards, limits) per id (GET /accounts/:id). |
| `openfinance_get_credit_card_bill` | Returns bill-level detail for one or more credit card bills by id (GET /bills/:id): financeCharges and payments[] (id, paymentDate, amount, valueType, paymentMode). |
| `openfinance_list_categories` | Returns the provider's transaction category taxonomy (GET /categories), cached for the adapter session. |
| `openfinance_update_transaction_category` | Corrects the category of one or more transactions (PATCH /transactions/:id). |
| `openfinance_disconnect_bank` | Revokes the Open Finance consent for a specific bank and deletes the connection data. |

Detalhe de cada tool: [docs/ferramentas.md](https://github.com/mcp-dir/necton-mcp/blob/HEAD/docs/ferramentas.md)

---

## Preços

Veja [docs/precos.md](https://github.com/mcp-dir/necton-mcp/blob/HEAD/docs/precos.md).

---

## Privacidade & LGPD

- **Somente leitura**, nenhuma ferramenta altera dados na origem.
- **Sub-processadores**: o LLM host que você escolher (Claude, ChatGPT, Cursor, agente próprio). Lista completa em [docs/privacidade-lgpd.md](https://github.com/mcp-dir/necton-mcp/blob/HEAD/docs/privacidade-lgpd.md).
- Os dados retornados pelas tools são enviados ao **LLM host que você escolher**, sub-processador fora do nosso controle. Recomendamos planos com opt-out de treinamento.

---

## Perguntas frequentes

**Como funciona?**
Via Open Finance Brasil (regulado pelo Banco Central). Você conecta sua conta Necton com consentimento explícito; a IA lê saldos, extratos, faturas e investimentos. Somente leitura.

**A IA pode movimentar dinheiro?**
Não. 100% leitura — Open Finance não permite movimentação por essa via.

**Só funciona com o Necton?**
Este MCP é focado no Necton. Para conectar vários bancos de uma vez, use o Banco MCP (api.mcp.ai/banco).

**O servidor é open source?**
O servidor é proprietário (hosted). Este repositório é o wrapper público com manifestos, docs e skills, tudo MIT.


---

## Suporte

- 📧 [necton@mcp.ai](mailto:necton@mcp.ai)
- 🐛 [GitHub Issues](https://github.com/mcp-dir/necton-mcp/issues)
- 📄 [docs/](https://github.com/mcp-dir/necton-mcp/blob/HEAD/docs/)

---

## Licença

MIT — veja [LICENSE](https://github.com/mcp-dir/necton-mcp/blob/HEAD/LICENSE). O servidor MCP em `api.mcp.ai/p_necton` é proprietário (hosted); este repositório (manifestos, docs, skills) é MIT.