# ledger-mcp

**Category:** 💰 Finance & Fintech  
**Repository:** https://github.com/novadyne-hq/ledger-mcp  
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**Directory Page:** https://allmcps.com/mcp/ledger-mcp

## Description
Double-entry accounting MCP for AI agents — paid per call via x402 (USDC on Base). 11 tools.

## Claude Desktop Quick Installation
Heuristic fallback — verify the package name and runner against the repository README before running it. Uses `npx` (confidence: low):

```json
"mcpServers": {
  "ledger-mcp": {
    "command": "npx",
    "args": ["-y","ledger-mcp"]
  }
}
```

## Documentation & README

<!-- mcp-name: io.github.novadyne-hq/ledger-mcp -->

# Ledger MCP

**Ledger is a double-entry bookkeeping API that natively accepts crypto
micropayments** — and this is its MCP server. Create a chart of accounts, post
balanced journal entries, and pull trial-balance / general-ledger reports from
inside your agent, over the [Ledger API](https://ledger.novadyne.ai).

What makes it agent-native:

- **Pays per call via [x402](https://x402.org)** — ~$0.002 per read, ~$0.01 per
  write, in USDC on the Base network. No account, no API key, no subscription:
  **zero signup** — the agent pays a fraction of a cent per call from its own
  wallet.
- **Real double-entry accounting** — every transaction is a balanced journal
  entry enforced by a **sum-to-zero database invariant**; unbalanced entries are
  rejected before anything is spent.
- **The ledger itself is x402-payable** — not a dashboard that accounts *for*
  x402 traffic, but a bookkeeping backend an autonomous agent can discover, pay,
  and use end-to-end with no human in the loop.

## Install

```bash
uvx ledger-mcp
```

Or add it to your MCP client (`claude-code-config.json` / Claude Desktop):

```json
{
  "mcpServers": {
    "ledger": {
      "command": "uvx",
      "args": ["ledger-mcp"],
      "env": {
        "LEDGER_X402_PRIVATE_KEY": "0xYOUR_FUNDED_BASE_WALLET_KEY"
      }
    }
  }
}
```

## Payment

Most tools are **paid per call** (reads ~$0.002, writes ~$0.01, in USDC on Base):

- Set `LEDGER_X402_PRIVATE_KEY` to the private key of a **funded Base wallet**
  (holding USDC). The server signs the x402 (EIP-3009) payment automatically on
  each call — gasless, you only spend the USDC the call costs.
- Without a key, `health` and `discover` still work, and paid tools return the
  exact price plus how to enable payment (nothing is spent).
- Use a **dedicated low-balance wallet** for your agent — never your main key.
  The balance is the blast radius.

Run `discover` to see every endpoint and its current price before spending.

## Tools

| Tool | Cost | What it does |
|------|------|--------------|
| `health` | free | API status + version |
| `discover` | free | List paid endpoints + x402 prices |
| `create_account` | write | Add an account (asset/liability/equity/revenue/expense) |
| `list_accounts` | read | Chart of accounts + balances |
| `get_account` | read | One account's balance (optionally as-of a date) |
| `post_transaction` | write | Record a balanced journal entry |
| `list_transactions` | read | Journal, newest first |
| `get_transaction` | read | One transaction with all entries |
| `reverse_transaction` | write | Post a reversing entry |
| `trial_balance` | read | All balances + debit/credit totals |
| `general_ledger` | read | Per-account detail over a date range |

## The one rule: entries sum to zero

Every transaction is two or more entries whose **signed amounts sum to exactly
0**. Amounts are integers in **minor units (cents)**: a **debit is positive**, a
**credit is negative**.

Record a $500 cash sale (debit Cash, credit Sales Revenue):

```json
{
  "date": "2026-06-19",
  "description": "Cash sale",
  "entries": [
    {"account_id": 1, "amount": 50000, "memo": "cash in"},
    {"account_id": 2, "amount": -50000, "memo": "sales revenue"}
  ]
}
```

The server rejects an unbalanced transaction before spending.

## Links

- Docs & API: <https://ledger.novadyne.ai>
- API base: `https://ledger-api.novadyne.ai`
- x402 discovery: `https://ledger-api.novadyne.ai/.well-known/x402`

MIT licensed. By [Novadyne](https://novadyne.ai). The API backend is operated by
Novadyne; this package is the open client that talks to it.